Insurance

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INSURANCE

If you own your own home, you’ll need to have buildings cover just in case your home is damaged and needs a repair. It’s usually a condition of your mortgage and, if you’re a landlord, it’s your responsibility – not your tenants.

Home insurance is a general term used to describe two very different types of insurance:

  • Buildings insurance – for permanent fixtures and fittings, like kitchens and bathrooms
  • Contents insurance – for things you keep in your home, like furniture, TVs, personal belongings and some types of flooring including carpets
You can buy both types of insurance separately, or in many cases, you can get them as a joint policy from one insurance company.

We can search through a range of policies to find the one that suits you best from products based on a fair and personal analysis.

Why Choose Us?

Our clients choose to trust us over the competition because of the way we conduct our business.

Individual advice
We provide our services to suit you, whether face to face, telephone, email, live chat, Zoom or Teams
Mortgage finder
We search the market to ensure we find the right mortgage for you
Online secure Client Portal
We provide access to your own Client Portal for secure messages and document uploads
Client for life philosophy
We continue to monitor the market place and will keep you updated on opportunities
Your property may be repossessed if you do not keep up repayments on your mortgage.

The FCA does not regulate some forms of buy to let mortgages.

River Finance Ltd is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Conduct Authority.

FCA number 232265

Registered in England and Wales at 2 Queen Edith Drive, Steeple Bumpstead, Essex. CB9 7ER. Registered number: 04989176.